Decision Engineer

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what this job is about and complete a short assessment, please click here!

2. Once you have completed the above finalize your application by clicking apply below

Join Us in Becoming the Best Bank in the World

We appoint energized and motivated people for their potential and continuously look to find talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees. Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients.

We are a bank, but we're much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through personal experience. By helping our clients manage their financial lives better, we enable them to live better.

At Capitec, we offer our best by living up to our CEO values in every situation - we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow.

As a Decision Engineer within the Decisioning team, you will design and implement automated decision systems that translate analytical models and business rules into scalable, production-ready logic. Working at the intersection of data science and engineering, you will build and optimize decision flows, integrating real time data and predictive models to drive consistent, explainable outcomes.

You will contribute across the full decisioning lifecycle, from development and deployment to monitoring and improvement ensuring performance, reliability, and governance. Collaborating with cross functional teams (Decision Scientist, Data Engineers, Business Analysts), you will help deliver efficient, auditable decision solutions that enable real time, data driven business decisions.

• 6+ years of experience in any Engineering role (Software, Data, ML/AI, Analytics) or in any Data role (Data Science or Decision Science)
• Master's degree or higher.
• Experience with any of the credit bureau's would be preferred.
• Language and frameworks experience: Python or C#, SQL, Rest API, JSON
• Data and cloud experience: AWS or Azure or GCP
• Systems thinking
• Analytical skills

• Completed a master's degree or higher

If you are interested in being part of this dynamic team, on a mission to build the best bank in the world through unlocking the potential of its people, please apply. We would love to hear from you!

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06