Chief Executive Officer - StudyAll

Location: Sandton
Type: Full-time
Seniority Level: CEO/Director/Partner
Reports to: Board of Directors

Job Description
The CEO of StudyAll will lead a pioneering fintech company focused on democratizing access to quality education through innovative student lending solutions. As the head of this alternative lending platform, you will build and scale a technology-driven financial services business that provides flexible payment options specifically designed for underprivileged students who lack traditional funding options. This role requires a leader with deep fintech expertise, regulatory knowledge, and a passion for financial inclusion in the education sector.

Key Responsibilities
Business Strategy & Growth
Define and execute the strategic roadmap for StudyAll's lending platform, positioning it as a leader in the education fintech space
Develop and scale alternative credit assessment models that evaluate student creditworthiness beyond traditional metrics
Drive product innovation in flexible repayment structures, income-share agreements, and BNPL education financing
Establish strategic partnerships with educational institutions, EdTech platforms, and financial partners to expand market reach

Financial Services & Risk Management
Build and oversee a robust NBFC operation compliant with regulatory requirements and industry standards
Implement sophisticated risk assessment algorithms and credit scoring models tailored to student demographics
Develop sustainable unit economics and pricing strategies that balance accessibility with profitability
Establish comprehensive loan portfolio management, including collections, restructuring, and recovery processes
Monitor key lending metrics: default rates, loan-to-value ratios, customer acquisition costs, and lifetime value

Technology & Operations
Oversee the development of a cutting-edge lending platform with seamless user experience for loan origination, underwriting, and servicing
Implement advanced data analytics, machine learning, and AI capabilities for credit decisioning and risk management
Ensure robust cybersecurity, data protection, and fraud prevention measures across all operations
Build scalable operational infrastructure to support rapid growth and high transaction volumes

Regulatory & Compliance
Navigate and ensure compliance with NBFC regulations, consumer protection laws, and financial services legislation
Establish relationships with regulatory bodies, rating agencies, and industry associations
Implement comprehensive KYC, AML, and credit reporting procedures
Maintain adherence to fair lending practices and responsible lending guidelines Fundraising & Capital Markets
Develop relationships with venture capital firms, private equity investors, and strategic financial partners
Explore debt financing options, securitization opportunities, and alternative capital sources
Present compelling investment propositions highlighting market opportunity, unit economics, and growth potential

Leadership & Team Building
Build and lead a high-performing team across technology, marketing, risk, operations, compliance, and business development
Foster a culture of innovation, customer-centricity, and responsible lending practices
Establish clear performance metrics, accountability structures, and incentive programs

Required Qualifications

Core Experience
10+ years of senior leadership experience in fintech, NBFC, digital lending, or financial services
Proven track record of scaling lending businesses, with experience in consumer credit, marketplace lending, or alternative finance
Deep understanding of credit risk management, underwriting processes, and loan portfolio optimization
Regulatory expertise in NBFC operations, consumer lending laws, and financial services compliance
Technology leadership experience with fintech platforms, digital lending solutions and data-driven decision making

Industry Knowledge
Alternative lending experience: BNPL, peer-to-peer lending, marketplace lending, or similar models
Credit assessment expertise: Alternative credit scoring, machine learning models, and non-traditional data sources
EdTech familiarity: Understanding of education financing, student demographics, and academic institution partnerships
Capital markets knowledge: Experience with debt funding, securitization, and investor relations

Leadership Capabilities
Entrepreneurial mindset with experience building fintech companies from early to growth stage
Strategic thinking with ability to identify market opportunities and competitive advantages
Stakeholder management skills for engaging with regulators, investors, partners, and team members
Data-driven approach to business decisions, risk management, and performance optimization

Educational Background
Advanced degree in Finance, Business Administration, Economics, Engineering, or related quantitative field
Regulatory training in NBFC operations and consumer lending compliance

What We Offer
Highly competitive executive compensation
Significant equity stake with potential for substantial value creation as the company scales
Lead a high-impact fintech that democratizes access to quality education
Shape the future of education financing and student lending in emerging markets
Build a category-defining company with potential for regional expansion and market leadership