Credit Risk Analyst : Acquisitions (Home Loans)

Empowering Africa's tomorrow, together one story at a time. With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group. Job Summary Make an impact where it matters mostStep into a role where your analytical expertise directly shapes the success of a Home Loans portfolio. As a Credit Risk Analyst (AVP), you'll turn complex data into actionable insights, influence acquisition strategies, and support key business decisions across the credit lifecycle.This is an ideal opportunity for a data-driven professional looking to elevate their career, strengthen their technical expertise, and gain end-to-end exposure to strategy development and implementation. Job Description What you'll be responsible for Strategy & Analytics Develop and optimise data-driven credit acquisition strategies Analyse large datasets using SAS to identify trends and opportunities Partner with stakeholders across Sales, IT, Finance, Collections, and Risk Support new product assessments and continuous strategy enhancements Conduct UAT and monitor post-implementation performance Reporting & Insights Produce monthly Management Information (MI) with clear insights and recommendations Enhance reporting accuracy and risk metrics Present analysis to both technical and non-technical audiences Drive alignment and sign-off on strategic changes Customer Decisioning Investigate escalated Home Loans credit-related customer complaints Provide clear, timely, and well-reasoned outcomes What you'll bring Degree in Business, Mathematics, Statistics, Risk Management or similar 3+ years' experience analysing large datasets using SAS Strong understanding of credit risk principles Advanced MS Office skills (especially Excel) Experience in SDLC, UAT, or project delivery (advantageous) Strong analytical thinking, problem-solving, and communication skills Why this role stands out Influence critical credit acquisition strategies Gain exposure to end-to-end strategy design and implementation Strengthen highly sought-after analytics and risk skills Collaborate across multiple business units and senior stakeholders Build visibility and impact at AVP levelIf you thrive on turning data into strategy and want to play a key role in shaping credit decisions, this opportunity offers the platform to grow your career and make a measurable impact. Education Bachelor s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required), Bachelor Honours Degree: BMI - Business Management and Informatics Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank. Absa Bank Limited reserves the right not to make an appointment to the post as advertised At Absa, our story is not a single narrative. It's thousands of individual journeys unfolding across Africa and beyond.From colleagues serving customers in local communities to teams shaping financial solutions across borders, Absa is built on people who bring their lived experiences, ambitions and perspectives into the workplace every day. Whether you're starting your career, a seasoned leader or somewhere in between, your contribution is seen, valued and connected to something bigger.Our presence across Africa - which spans personal and business banking, corporate and investment banking, wealth and investment management, and insurance - exists because of the people who show up in their roles with purpose. Across Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania, Uganda and Zambia, our colleagues are shaping what Absa becomes in each market.Beyond the continent, teams in global offices and a technology hub support and extend the stories that prove that African talent can lead, influence and innovate on the global stage.At Absa, your story matters because progress is driven by human experience, not hierarchy. When people are enabled to bring their whole selves to work, they don't just build careers. They help shape the future of Africa's financial services landscape.