Credit Analysts

Skills

• Critical Thinking

  Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.

• Active Learning

  Understanding the implications of new information for both current and future problem-solving and decision-making.

• Reading Comprehension

  Understanding written sentences and paragraphs in work-related documents.

• Speaking

  Talking to others to convey information effectively.

• Active Listening

  Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

Abilities

• Oral Expression

  The ability to communicate information and ideas in speaking so others will understand.

• Inductive Reasoning

  The ability to combine pieces of information to form general rules or conclusions (includes finding a relationship among seemingly unrelated events).

• Oral Comprehension

  The ability to listen to and understand information and ideas presented through spoken words and sentences.

• Written Comprehension

  The ability to read and understand information and ideas presented in writing.

• Deductive Reasoning

  The ability to apply general rules to specific problems to produce answers that make sense.

Education

How much education does a new hire need to perform a job in this occupation?

• Bachelor's degree
  95 %
• Master's degree
  5 %

Work Activities

• Analyzing Data or Information

  Identifying the underlying principles, reasons, or facts of information by breaking down information or data into separate parts.

• Getting Information

  Observing, receiving, and otherwise obtaining information from all relevant sources.

• Working with Computers

  Using computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information.

• Processing Information

  Compiling, coding, categorizing, calculating, tabulating, auditing, or verifying information or data.

• Communicating with Supervisors, Peers, or Subordinates

  Providing information to supervisors, co-workers, and subordinates by telephone, in written form, e-mail, or in person.

Detailed Work Activities

• Analyze business or financial data.
• Assess risks to business operations.
• Prepare contracts or other transaction documents.
• Calculate data to inform organizational operations.
• Prepare financial documents, reports, or budgets.

Work Interests

• Conventional

  Work involves following procedures and regulations to organize information or data, typically in a business setting. Conventional occupations are often associated with office work, accounting, mathematics/statistics, information technology, finance, or human resources.

• Enterprising

  Work involves managing, negotiating, marketing, or selling, typically in a business setting, or leading or advising people in political and legal situations. Enterprising occupations are often associated with business initiatives, sales, marketing/advertising, finance, management/administration, professional advising, public speaking, politics, or law.

• Investigative

  Work involves studying and researching non-living objects, living organisms, disease or other forms of impairment, or human behavior. Investigative occupations are often associated with physical, life, medical, or social sciences, and can be found in the fields of humanities, mathematics/statistics, information technology, or health care service.