Credit Authorizers, Checkers, and Clerks

Commercial Credit Reviewer
Commercial Loan Reviewer
Credit Investigator
Credit Processor
Credit Representative
Career Assessment
Career Assessment

Tasks

  • Keep records of customers' charges and payments.
  • Compile and analyze credit information gathered by investigation.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
  • Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
  • Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.

Technology Skills

  • Spreadsheet software
    • Microsoft Excel
    • Spreadsheet programs
  • Presentation software
    • Microsoft PowerPoint
  • Electronic mail software
    • Email software
    • Microsoft Outlook
  • Financial analysis software
    • Equifax software
    • Experian software
  • Internet browser software
    • Microsoft Internet Explorer
    • Web browser software

Tools Used

  • Printer calculator
    • Printing calculators
  • Photocopiers
    • Copy machines
  • Scanners
    • Computer data input scanners
  • Typewriters
    • Electric typewriters
  • Magnetic stripe readers and encoders
    • Credit card processing machines

Knowledge

  • Customer and Personal Service

    Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.

  • English Language

    Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.

  • Mathematics

    Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.

  • Administrative

    Knowledge of administrative and office procedures and systems such as word processing, managing files and records, stenography and transcription, designing forms, and workplace terminology.

  • Law and Government

    Knowledge of laws, legal codes, court procedures, precedents, government regulations, executive orders, agency rules, and the democratic political process.

Skills

  • Active Listening

    Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

  • Reading Comprehension

    Understanding written sentences and paragraphs in work-related documents.

  • Speaking

    Talking to others to convey information effectively.

  • Critical Thinking

    Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.

  • Social Perceptiveness

    Being aware of others' reactions and understanding why they react as they do.

Abilities

  • Oral Comprehension

    The ability to listen to and understand information and ideas presented through spoken words and sentences.

  • Near Vision

    The ability to see details at close range (within a few feet of the observer).

  • Oral Expression

    The ability to communicate information and ideas in speaking so others will understand.

  • Problem Sensitivity

    The ability to tell when something is wrong or is likely to go wrong. It does not involve solving the problem, only recognizing that there is a problem.

  • Written Comprehension

    The ability to read and understand information and ideas presented in writing.

No education information available.

Work Activities

  • Getting Information

    Observing, receiving, and otherwise obtaining information from all relevant sources.

  • Working with Computers

    Using computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information.

  • Communicating with People Outside the Organization

    Communicating with people outside the organization, representing the organization to customers, the public, government, and other external sources. This information can be exchanged in person, in writing, or by telephone or e-mail.

  • Communicating with Supervisors, Peers, or Subordinates

    Providing information to supervisors, co-workers, and subordinates by telephone, in written form, e-mail, or in person.

  • Documenting/Recording Information

    Entering, transcribing, recording, storing, or maintaining information in written or electronic/magnetic form.

Detailed Work Activities

  • Analyze financial information.
  • Maintain financial or account records.
  • Compile data or documentation.
  • File documents or records.
  • Obtain personal or financial information about customers or applicants.

Work Interests

  • Conventional

    Work involves following procedures and regulations to organize information or data, typically in a business setting. Conventional occupations are often associated with office work, accounting, mathematics/statistics, information technology, finance, or human resources.

  • Enterprising

    Work involves managing, negotiating, marketing, or selling, typically in a business setting, or leading or advising people in political and legal situations. Enterprising occupations are often associated with business initiatives, sales, marketing/advertising, finance, management/administration, professional advising, public speaking, politics, or law.

  • Social

    Work involves helping, teaching, advising, assisting, or providing service to others. Social occupations are often associated with social, health care, personal service, teaching/education, or religious activities.

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Job Outlook

Projected salary and job growth

$32950.0 - $65460.0

New job opportunities are less likely in the future. : Below Average

Assessment

Related assessments and tests

No assessment available.